Which Texas home loan is right for me ? Years you plan to stay in the home Recommended program 1-3 years 3/1 ARM, 1 year ARM or 6 month ARM. Or a fixed rate if the ARM rate is not significantly lower 3-5 years 5/1 ARM or fixed if...

It is no longer possible to get a mortgage with bad credit and no money! Mortgage programs now require very good credit, or at least mostly good credit, with the last 12 months problem free. However there are still programs available for those with less than perfect credit. Here is...

Please select the option most convenient for you. Complete our Complete Application Form. This is recommended if you are ready to apply now. The process can take approximately five to fifteen minutes. You will have the opportunity to save your work and return to it later. It is not nessary to...

Find out if now is the right time to refinance your Texas mortgage! You may be able to get cash back, lower your monthly payments, or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance...

Putting Customers First At Texas Capital Mortgage our mission statement is to providing superior customer service and create satisfied customers. We work hard to satisfy your mortgage needs and exceed the expectations of our customers. Our goal is to provide superior service and earn your repeat business and referrals. If you...

A mortgage pre-qualification is done by reviewing your credit history, employment length, income, and assets. This information is used to determine which loan program will result in the best terms for your situation. Then a pre-qualified letter is given to you. A pre-qual letter is the lenders estimate of...